Performance
Your investment earnings are calculated using a declared rate, called a crediting rate, each year at 30 June.
The table below shows the crediting rate for the year ended 30 June 2011, for each of the preceding four years and the three and five year compound averages.
Read Investment choice for more information about choosing how your super is invested using Member Online Services or by completing this form.
| Annnual performance | ||||||||
| Investment Options |
As at 30 June (%)
|
Compound Average (% p.a.)
|
||||||
|
2011
|
2010
|
2009
|
2008
|
2007
|
Since Inception
|
3 yrs
|
5 yrs
|
|
| Aggressive |
11.7
|
11.2
|
-13.6
|
-14.8
|
15.3
|
-
|
2.4
|
1.1
|
| Growth (default) |
11.0
|
11.0
|
-11.9
|
-12.0
|
13.6
|
-
|
2.8
|
1.7
|
| Moderate |
9.3
|
10.0
|
9.0^
|
-
|
-
|
11.02
|
-
|
-
|
| Stable |
8.5
|
8.8
|
-4.4
|
-4.1
|
7.7
|
-
|
4.1
|
3.1
|
| Australian Shares |
11.0
|
14.0
|
45.5^
|
-
|
-
|
19.81
|
-
|
-
|
| Overseas Shares |
14.1
|
11.9
|
31.1^
|
-
|
-
|
17.81
|
-
|
-
|
| Property |
12.4
|
4.8
|
-15.0^
|
-
|
-
|
4.82
|
-
|
-
|
| Bonds |
7.2
|
10.4
|
0.3^
|
-
|
-
|
8.93
|
-
|
-
|
| Cash |
3.5
|
3.5
|
2.9
|
5.9
|
4.7
|
-
|
3.3
|
4.1
|
Past performance is not necessarily indicative of future performance. The returns are after (net of) tax and investment management fees. Other fees apply, refer to the Product Disclosure Statement.
^These options opened for investment 12 January 2009. The first investment into the Australian Shares and Overseas Shares options were received 6 March 2009, the first investment into the Moderate and Property options were received 27 March 2009 and the first investment into the Bonds option was received 8 May 2009. Although these options commenced part way through the year, these 2009 returns shown are annualised.
1Since inception returns were calculated over 27.7 months from 6 March 2009 to 30 June 2011 and are annualised.
2Since inception returns were calculated over 27.2 months from 27 March 2009 to 30 June 2011 and are annualised.
3Since inception return was calculated over 25.7 months from 8 May 2009 to 30 June 2011 and is annualised.
How crediting rates work
Crediting rates are determined by taking into account the underlying investment performance of the relevant option and allowances for fees, tax and any reserve allocation. Crediting rates can be positive or negative.
Once calculated, the rate is applied to your account each year as at 30 June based on your ongoing account balances. Individual account activity (such as contributions, transfers and partial benefit payments) will affect the actual investment return that is received.
Interim crediting rates are determined by the Trustee from time to time and applied to full benefit payments (such as withdrawals or transfers) on the day the transaction is processed.
If you have any questions about the allocation of investment earnings to your account, please contact us.
About the Fund
Australian Enterprise Super is tailored to the retail industry and supports small to medium enterprises. With simple, low–cost investment options, our industry super fund gives you the benefits of low fees, excellent services and one-on-one support, making it easy to manage your super.
The broad appeal of our retail industry super fund lies in our straight-forward approach to meeting member’s needs. Our wealth of experience, extensive industry knowledge, and relationships with key associations enable us to offer an outstanding client service and the expertise to help you manage your super easily and effectively.
When you’re looking for a fund that focuses on the retail industry and supports small to medium enterprises, consider the facts – for years, Australian Enterprise Super has been providing quality superannuation solutions for a range of clients, with personalised service that truly meets individual needs. To find out more about our hospitality and retail industry super fund focused options, contact Australian Enterprise Super today. Read more
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Service Providers
Australian Enterprise Super is a division of Professional Associations Super, an industry fund with over 445,000 members across Australia and over $1.5 billion of funds under management. Professional Associations Super divisions include SMARTpension, RecruitmentSuper, and Accountants Super
Find us by searching: Superannuation Calculator, Superannuation Calculators, Superannuation Calculator Australia, Super Calculator Australia, Salary Sacrifice Calculator, Salary Sacrifice Super Calculator, Co Contribution Calculator, Super Co Contribution Calculator, Small Medium Enterprise, Small Business Superannuation, Small Business Superannuation Fund, Retail Industry Super Fund, Hospitality Superannuation
This information is of a general nature only and does not take into account your personal objectives, situation or needs. Before making a decision about Australian Enterprise Super, you should consider your own requirements and the relevant Product Disclosure Statement. Contact us for a copy.